Recent Radio Shows

May 14, 2013
The American Heart Association Presents Dr. Iva Smolens
We are turning to matters of the heart as we are joined by Dr. Iva Smolens, Medical Director of the Women's Heart Center at Banner Heart Hospital and board member of the American Heart Association. As a surgeon, mother and surviving daughter of a parent who died of heart disease while very young, Dr. Smolens is uniquely qualified to discuss the devastating impact of heart disease on individua" lifestyles.
May 14, 2013
Benefits Communications and the ACA
Laurie Pheil, owner of Creative Benefits Communications, discusses the new disclosure requirements set by the Affordable Care Act to document and communicate plan provisions and the business benefits of ensuring that employees fully understand the ins and outs of their benefits plans. Laurie will explain how to craft an effective communications strategy that allows businesses to attract and retain the most talented employees. She'll also offer cost-effective strategies for utilizing external and internal communications vehicles like bulletins, newsletters, industry publications and online media to maximize a company's reach to its employees
May 14, 2013
Volunteerism and Wellness for the Workplace
Pam Betz, President of Betz & Co., a consulting firm that specializes in community resource development planning and implementation. Pam will discuss the importance of introducing volunteer programs to the workplace and the improvements businesses with active volunteer programs can expect with respect to employee retention, skills development, productivity, and wellness.
May 14, 2013
Play or Pay Rules - the ACA
Fennemore Craig attorneys Chad Meadeand Gail Goodman join us to discuss the Affordable Care Act and answer the questions employers most frequently ask about this complex legislation. We'll review the pros and cons large employers should consider as they decide whether or not to offer ACA-compliant plans or to pay the penalties imposed for ending coverage or offering plans that fail to meet the minimum essential coverage requirements.
May 14, 2013
Blue Cross Blue Shield of Arizona - The ACA from an insurers view
In this show, we welcome Jeff Stelnik, Sr. VP of Strategy, Sales and Marketing at BlueCross BlueShield of Arizona. Jeff will discuss the Affordable Care Act and its implementation from the perspective of a large health insurance provider. Among other topics, we'll focus on the array of new health insurance policies and packages that will become available, the State and Federal regulations employers must adhere to, the legal implications of these changes, and how these factors collectively impact the bottom line.
March 28, 2013
Compliance for 2013 - Advice from an ERISA Attorney
In this podcast of Benefits Briefing, we are discussing a subject that is more important than ever - compliance with regulations governing employee benefit plans. As benefit consultants, we emphasize to our clients the importance of reviewing their benefit plans regularly to ensure that the plans are in compliance with applicable regulations. As employers prepare for the implementation of the ACA in 2014, compliance takes on added importance. Practitioners have noted an increase in plan audit activity by the IRS and DOL, and expect added scrutiny of employer plans to ensure compliance with the ACA.

We're fortunate this evening to welcome Bob Werner as our guest. Bob is an outstanding ERISA attorney - we have enjoyed working with Bob for many years, and we and our clients have benefited from his counsel.

Bob Werner: The focus of Mr. Werner's practice is on the design, implementation, and correction of problems in employee benefit programs, including qualified and nonqualified deferred compensation plans, executive compensation arrangements, health and dental plans, cafeteria plans, and I.R.C. 501(c)(9) trusts. Mr. Werner is a frequent local and national speaker on employee benefit topics. Mr. Werner is listed in Best Lawyers of America and Arizona's Finest Lawyers.

In the sixteen-year period prior to forming a new law firm with Dick Onsager in August of 1999, Mr. Werner managed the employee benefits practice at the Phoenix law firm of Jennings, Strouss & Salmon, P.L.C., where he also served on the firm's three-person Management Committee for a number of years.

Mr. Werner's employee-benefit clients include many well-known Arizona companies and include grocery store, hotel, and hospital chains or systems, utilities, manufacturers, banks, builders, and healthcare insurers and providers.

March 27, 2013
Modeling Your Benefits Future: Health Insurance Costs in the Era of the PPACA
We are almost through the first quarter of 2013 - leaving us nine short months to the implementation of the major provisions of the ACA. As we approach this milestone, employers are trying to measure the impact of the ACA on their current health plans. The number of variables impacting an employer's healthplan and the new options made available through the ACA can seem overwhelming.

Tonight's subject is modeling the impact of the ACA on your healthplan. We'll discuss the tools we're using to help employers answer the question of the ACA's impact on their healthplan and calculate the costs or savings available to them.

We'll take a look at how these tools can help employers develop strategy for 2014 and beyond.

March 27, 2013
The 2013 Timeline for the Affordable Care Act
It has become a tradition on Benefits Briefing to give an overview of what plan sponsors and employees can expect, in regard to their benefits plans, in the upcoming year. That is exactly what we will cover in this podcast. We will be discussing important deadlines that Plan Sponsors - which includes HR Directors, CFOs and CEOs, and their payroll processors, will need to keep an eye on as we move forward with the 2013.
March 27, 2013
Frequently Asked Questions - the Affordable Care Act
This podcast of Benefits Briefing is a discussion describing what employees and employers can expect as we prepare for implementation of the Affordable care Act on January1 of 2014. At Hynes Benefits Consulting we are working with our clients to prepare for massive overhaul of the healthcare system. Many employers have deferred action on implementation pending the outcome of last year's Supreme Court decision and later, the general election. With those decisions behind us, employers are examining the implications of the ACA more closely. As you would expect, at Hynes Benefits we are getting many questions from employers and employees alike who may be taking a detailed look at this for the first time.

In this podcast, we will take some frequently asked questions and discuss each one so that you may gain an understanding of how this legislation's provisions will work.

March 27, 2013
The ACA and Individual Coverage
Our in this podcast is focused on what the Affordable Care Act will mean to individual purchasers of healthcare in beginning in 2014. We’re going to take a look at some of the important aspects of the ACA like eligibility and enrollment dates for 2014, the application process, who might be eligible for tax credits/subsidies, and other information you can use.

As many of our listeners know, Arizona is one of 25 states opting for a Federally Facilitated Exchange. In our state, 621,000 Arizonans will be eligible to participate in the exchange as individuals.

We welcome our guest, Michael Malasnik, with the Arizona Benefits Connection. Michael is a specialist in High Risk Placement of medical insurance for individuals. He is an author of the book "What you need to know about Health Insurance". Michael has been actively involved working with various stakeholders on healthcare reform and the delivery of healthcare insurance through exchanges. He is on the Board of Directors of the Greater Phoenix Health Underwriters Association. He has also administered an AHCCCS plan for small employers and provided expert testimony in court cases.

March 27, 2013
Arizona's Proposed Medicaid Expansion
This podcast reviews Gov. Brewer's recent proposal for full expansion of eligibility for AHCCCS, Arizona's Medicaid program. Gov. Brewer, along with many Republican Governors, was opposed to the Affordable Care Act, so her proposal came as a surprise to many. Expansion now has to be approved by the state legislature.

As some quick background, last summer's Supreme Court decision regarding Medicaid expansion under the Affordable Care Act allowed each state to decide whether to expand eligibility for this program. While this facet of the ACA received less attention than the requirements applied to commercial plans, it is significant. Expansion of ACHHHS will have a significant impact on the delivery of healthcare in Arizona, since it affects individuals, employers, healthcare plans, and providers.

We're pleased to welcome our guest Pete Wertheim to help us examine the factors contributing to Gov. Brewer's decision.

Pete Wertheim is the Vice President of Strategic Communications for the Arizona Hospital and Healthcare Association and current President of the Arizona Public Health Association. Previously he was the Government & Public Affairs Officer for IASIS Healthcare. Pete was also the senior lobbyist for the Arizona Department of Health Services working on public health, behavioral health and health care licensing policies. Earlier in his career, he spent five years working at the Arizona House of Representatives as a research analyst and policy advisor on health, welfare and budget issues.

March 27, 2013
Taxpayers Relief Act of 2012, or is it?
In this tax year of 2013, many new provisions and changes will effect the way businesses are assessed taxes. Some of the new rules are simply reporting rules which must be followed. As we look back to 2012 the changes listed below give a backdrop for this podcast:

  • Bush tax cuts expiring.
  • Congress and the country, approaching the "fiscal cliff"
  • Congress, at the 11th hour at year end, passed what is now known as the "Taxpayers Relief Act of 2012"
  • As a result of the Act, many new tax rules are now in place effective January 1, 2013.
  • As employees or employers, this show will provide a good overview of key provisions

The guest for this podcast, Barbara Appenzeller, CPA will be taking us through, with her tax expertise, highlights of 2013 tax changes. As we know many people are just beginning to understand how these provisions will ultimately effect their income - whether a business or an individual. This podcast provides a good overview to important tax changes you want to know about!

February 27, 2013
Children's Dental Health Month - What everyone should know about children's dental care!
Children's Dental Health month and we are celebrating by bringing dental health experts from Delta Dental of Arizona to the mike tonight. The slogan for this year's focus on children's dental health is "Get a Gold Medal Smile" and the topic of the show is "what everyone should know about good pediatric dental care". Statistically, we know that Tooth Decay is America's #1 Chronic Childhood Disease. Did you know pediatric dental disease is 5 times more common than asthma and 7 times more common than hay fever? These figures are taken from the Centers for Diseases Control.
Some of the topics we will explore on this show include:
  • What is Children's Dental Health month - why do we focus on pediatric dental care?
  • What ages define "children" for purposes of children's dental care? What type of dental care should children receive from birth through 19 years old.
  • We know that tooth decay is the #1 chronic disease in children - can you talk about why this is an epidemic.
  • Good health starts with a healthy mouth - please discuss:
    • Medical conditions that can be linked to oral health
    • Link between dental disease and heart disease
    • Diabetes and good oral health
  • What are the cost implications?

Sandi Ernst Perez, Ph.D., vice president of communications and community benefit, joined Delta Dental of Arizona in 2006. In this role, Perez oversees the Delta Dental of Arizona Foundation and works to fulfill its mission of improving the oral health of underserved and uninsured populations across the state by educating the public, increasing awareness and providing grants, leadership and technical assistance. Perez is also responsible for implementing the strategic advertising, marketing and communications plans for Delta Dental of Arizona. She brings a unique skill set to her work and has an undergraduate degree in social work from Oral Roberts University and master's and doctoral degrees in clinical psychology from the California School of Professional Psychology - Los Angeles.

Sandi has lived in Arizona for more than 20 years. She currently lives in Scottsdale with her husband, two children and four rescue dogs.

David Hurley serves as the vice president of sales for Delta Dental of Arizona. In this role, he is responsible for leading and motivating a team of talented sales professionals whose goal is to increase membership growth and improve account retention. Since Hurley joined the company in 2012, Delta Dental of Arizona has added more than 20,000 new members and retained 98% of its business. Hurley previously served as the director of sales for Delta Dental of Massachusetts, where he helped new business sales reach the highest levels in the company's history.

David earned a B.S. in business administration from Suffolk University and has 21 years of experience in the insurance industry. He currently lives in Scottsdale with his wife and two children

February 26, 2013
The Wellness Community - A Place of Healing and Hope
There is a house that sits a couple doors down from our KFNX studios. It is a 1908 Craftsman Bungalow. It is a beautiful inviting place. It is the home of the Wellness Community Arizona. The Wellness Community is a place where many in our community - men, women, or children - have in common the diagnosis of cancer. We welcome Alyssa Rapisarda, Director of Programs at the Wellness Community, to share with us the wonderful resources found at their caring center.

The Wellness Community (TWC) is a national non-profit organization dedicated to providing free emotional support, education and hope for people with cancer and their loved ones. Through participation in professionally led support groups, educational workshops and mind/body programs utilizing the Patient Active Concept, people affected by cancer can learn vital skills to regain control, reduce feelings of isolation and restore hope-regardless of the stage of disease.

Alyssa Rapisarda
Alyssa Rapisarda has recently joined The Wellness Community - Arizona as the Director of Programs. She has over ten years of professional and clinical experience in the non-profit arena. Alyssa comes to The Wellness Community - Arizona from Native American Connections where she provided clinical supervision to the women's substance abuse treatment program. In addition, Alyssa was responsible for program development, quality improvement initiatives and grant collaborations. Prior to this Alyssa worked at Florence Crittenton as the Clinical Director where she oversaw the clinical, medical and intake departments to ensure evidence-based and quality services were provided to adolescent girls and their families. Alyssa is also independently licensed as a professional counselor and as a substance abuse counselor.

February 26, 2013
Self Insurance 101
Ultimately, the decision of whether or not to self-insure is a complex one that requires an in-depth analysis of a company, its employees, its current plan provisions and its risk tolerance. Wise employers will reach out to experienced consultants and third party administrators to work through the possibilities and choose the best option for their businesses.

On this segment, we also reviewed the components that make up a self-funded plan, the range of options between full and partial self-funding, the importance of developing a detailed plan document and many other items of interest.

November 27, 2012
Retirement Plan Audits - What you need to know
In 2011, EBSA said it had closed 3,472 civil cases and obtained monetary results of nearly $1.39 billion. EBSA also closed 302 criminal cases that resulted in 129 individuals being indicted and 75 cases being closed with guilty pleas and/or convictions. DOL also wants to increase the number of its enforcement personnel from 913 to 1,003 in 2012.

Plan administrators of certain retirement plans that file Form 5500 are required to attach an independent qualified public accountant's opinion. The independent qualified public accountant must examine the plan's financial statements and other records to determine whether the financial statements and schedules are presented fairly and in conformity with generally accepted accounting principles. Benefit plan service providers often refer to the accountant's report and financial statements collectively as "the audit report."

Listen as experts Bertha Minnihan and Lisa Todd from Moss Adams discuss this important topic. In this podcast you will learn:

  • What is a Retirement Plan Audit and how do I know if I need one?
  • What happens to a retirement plan through an acquisition? If I terminate the prior plan what are the filing deadlines?
  • The Key Components of an audit - what are they and how does my staff get ready for an audit.
  • What is the Department of Labor looking for? What happens if something is wrong with my plan?

    Plus practical "take aways" from our experts. As year end approaches, don't miss an opportunity to have your plan ready for 2013!

    Bertha Minnihan, CPA, has 15 years of experience in public accounting and serves as the National Practice Leader for Moss Adams’ Employee Benefit Plan Group. She has extensive experience directing all phases of audits for a variety of benefit plans including 401(k), 403(b), pension, employee stock ownership, health and welfare benefit plans. Her ERISA expertise includes the specialized knowledge required for audits, Form 5500s and related filings. Bertha provides various consulting services related to the ERISA industry nationwide and dedicates her time to staying on top of the Department of Labor requirements while they are still in the proposal and discussion stage.

    Lisa Todd, CPA, has over 15 years of experience specializing in benefit plan audits. Lisa serves as the leader of the Employee Benefit Plan Assurance Practice in the Southwest and is a member of the firm’s Executive Committee for Employee Benefit Plans. Related responsibilities include assisting with firm wide benefit plan education and quality control. Lisa is involved with audits of more than 50 defined benefit, defined contribution, stock purchase plans, and health and welfare plans annually.

    November 16, 2012
    What will Arizona decide in response to the Healthcare Exchange question?
    Ken Alltucker from the Arizona Republic join Cindy & Bernie Hynes to discuss the issues facing Arizona regarding the ACA Healthcare Exchanges. As we now know, HHS has postponed the deadline for states to make a decision regarding whether they will run the exchange or defer to the federal government. Key topics discussed in this podcast include:
    • What issues are of concern to healthcare providers?
    • What are business owners worried about?
    • The Arizona State legislature - what dynamics might impact Governor Brewers decision?
    • The pros and cons of a state based exchange.
    • How are employers preparing for the next steps of the ACA?
    • What are the potential costs to individuals and businesses?

    Please join us for a lively discussion - post Election 2012.
    Ken Alltucker covers Healthcare for the Arizona Republic. Ken regularly writes about consumer health trends, trends in medical technology, the rising cost of health care and the impact of the Affordable Care Act.
    Benefits Briefing is now heard from 9 - 10 p.m. on Independent Talk 1100 KFNX.
    November 06, 2012
    The Road to 2014 - the ACA - What employers should know
    In this "Election Eve" broadcast, Cindy and Bernie Hynes give an update on the Affordable Care Act - the ACA. No matter how the election turns out, the ACA continues to move forward. In this podcast, the following topics will be covered:
    • The Healthcare Reform Landscape in 2014 and Timeline update.
    • What kind of impact will reform have on premium?
    • What are Essential Health Benefits, what types of changes will this make to plan design for medical plans?
    • New underwriting guidelines and ACR - Adjusted Community Rating.
    • Key Things You Need to Know as an Employer or Plan Sponsor.

    Benefits Briefing has moved back one hour, we will still be heard on Monday nights - listen from 9 - 10 p.m. on Independent Talk 1100 KFNX
    November 06, 2012
    Financial Wellness: Beyond the Annual Retirement Plan Meeting!
    Did you know that employees who experience stress and anxiety due to financial issues in their lives may be less productive? More and more employees feel that they are not ready for retirement. According to a CNN survey, 60% of workers have less than $25,000 saved. Financial wellness programs have become an important part of Employee Benefit plans to help employees with their own financial security. In this podcast, Lenny Sanicola - WorldatWork Practice Leader - will share his insights on how you can set up an effective Financial Wellness Program for your organization. We discuss with Lenny: 1) Component Parts of a Financial Wellness Program. 2) A Case Study - using WorldatWork's program - what they have learned and how employees are succeeding using the program. 3) Tips and hints and resources for setting up a program for your workplace.

    Special note, the links below will take you to important resources offered courtesy of WorldatWork.
    WorldatWork Financial Wellness Checklist
    WorldatWork Financial Wellness Resources

    Leonard Sanicola is the senior benefits practice leader at WorldatWork, a not-for profit organization providing education, conferences and research focused on global human resources issues. He is an active and respected member of the Phoenix HR community, who served for several years as a board member of the Valley of the Sun Human Resource Association and president of the Phoenix Worldwide Employee Benefits chapter. Leonard is a two-time winner of the President's Award from the Arizona State Society for Human Resource Management (SHRM) Council. His credentials include Certified Benefits Professional, Certified Compensation Professional, Global Remuneration Professional, Certified Employee Benefit Specialist, and Senior Professional in Human Resources.

    October 16, 2012
    New Fee Disclosure Rules for Retirements Plans now in Effect
    The new Fee Disclosure Rules for 401(k) plans are now in effect. Many employers are still not clear on these new requirements. We are pleased to welcome David Heap, Director/Attorney at the Law Firm of Fennemore Craig to share insights with our listeners. David will discuss the effect of the final rules issued by the Department of Labor concerning the new disclosure requirements for companies that offer services for administering 401(k) and other employee retirement plans. We'll discuss a number of key points, ranging from what constitutes a reasonable fee to how employers should conduct the due diligence process while evaluating service providers. We'll also examine the impact of the new rules and whether they are likely to make the market operate more efficiently, as intended, by sending price signals to providers. David is an attorney and a Director at the law firm of Fennemore Craig. His practice focuses on executive compensation and employee benefits law.
    October 16, 2012
    What Employers need to know about filing Form 5500
    The filing of Form 5500 is a normal part of health & welfare and retirement plan management. Unfortunately, many employers face challenges with filing or maybe they are getting calls from the Dept. of Labor or the IRS and they don't know what to do next. This podcast will provide excellent advice on how you, as an employer, can handle this plan chore with ease and success. We are very pleased to have with us Cindy Shupe, ERISA attorney with the Law firm Fennemore Craig. Cindy practices in the areas of pension and profit sharing, executive compensation, employee health benefits, taxation, tax planning for retirement accumulations, and benefits issues in commercial transactions. Important topics covered in this podcast include: 1) What are 5500s and Why do they need to be filed. 2) What are the three different types of forms and when should they be used. 3) A discussion of electronic filing. 4) Completing the 5500 - key parts of the form to pay special attention. Dept. of Labor - focus for 2012 through 2014. 5) What are the IRS, the DOL, the PBCG and the SSA agencies looking for in the 5500 Filing. 6) How to avoid an audit. 7) Four Key Tips to keep your plans complaint with 5500 Filings. Join us for this important broadcast!
    September 13, 2012
    Managing Risk in the Retirement Portfolio
    The theme of this podcast is Managing Risk in the retirment Portfolio with guest Brad Thompson. Brad will provide great insight as to how to stay on track to grow those precious dollars being saved for the retirement years. Brad is Chief Investment Officer for Stadion Money. Brad Thompson joined Stadion in 2005, bringing 20+ years of financial analysis, investment management, and fund management experience with him to Stadion, where he manages the Stadion Portfolio Management team.
    August 31, 2012
    The Arizona Republic Health Reporter Ken Alltucker Joins Bernie and Cindy Hynes to Explore the Econo
    The Affordable Care Act Provision expanding Medicaid was intended to provide coverage to the nation's poorest Americans. But now, according to a July 24 report by the Congressional Budget Office and Joint Committee on Taxation, as many as six million fewer Americans will be covered due to the Supreme Court's June 28 decision allowing states to opt out of the program. On August 20, The Arizona Republic health reporter Ken Alltucker will join us to discuss the impact on Arizona businesses and its poorest citizens, as well as the political, legislative and economic implications for our state. Among other topics, Ken will discuss: 1. The debate underway in the Arizona legislature on how the state should respond to the Supreme Court's decision to uphold the ACA without mandatory Medicaid expansion. 2. The issues surrounding noncompliance with the current Medicaid laws. 3. The role of accountable care organizations in covering the elderly and uninsured. 4. Related topics on the ACA sure to interest Arizona employers and workers alike. 5. Ken Alltucker covers healthcare for The Arizona Republic and He writes regularly about such topics as the impact of the Affordable Care Act, consumer health care, trends in medical technology and the rising cost of health care. Since joining the Republic in 2005, Ken has also covered such business-related topics as energy, utilities and biotechnology. He previously worked at newspapers in Cincinnati, Reno and the Seattle area. Ken lives in Phoenix with his wife and two daughters.
    July 18, 2012
    Are you Prepared for the Unexpected?
    In this episode of Benefits Briefing we discuss the stresses affecting the workforce. Well designed employee assistance plans and mental health/substance abuse benefits can help employees lead healthier and more productive lives. We'll also explore the range of resources available to employers and employees through benefit providers in this specialty area. We welcome Tom McSherry as our guest. Tom is the president of Crisis Preparation and Recovery (CPR), which he founded in 1995. He has over 30 years of experience in emergency and disaster services and over 21 years of experience in the field of critical incident stress management. He has been involved in managing The Salvation Army's response and recovery efforts in disasters such as earthquakes, floods, hurricanes, a typhoon, wild land fires, tornadoes, air and train crashes, the Columbine High School shooting, and September 11th, 2001. Tom will take your through the steps of creating a disaster/critical incident preparation process. Every employer should be prepared for the unexpected. Unexpected events could include a fire at the company, death of an employee, a crime taking place at the workplace or other critical event that disrupts workplace productivity. Employee counseling needs can extend well beyond the incident and the effects of the disaster may linger well beyond the first few weeks following the event. Tom McSherry offers expertise and experience in this area that few can match! Join us for this important podcast.
    July 10, 2012
    Ten Strategic Considerations of the Supreme Court upholding PPACA
    This podcast focuses on healthcare reform - the Affordable Care Act - following the Supreme Court's 5 to 4 decision last week to uphold the individual mandate and the constitutionality of the Affordable Care Act with one important exception, that states can opt out of Medicaid expansion. While a Republican win in November could lead to a repeal of the law, many stakeholders who were slow to implement may now have an incentive to do so. In tonight's show, we're discussing an article co-authored by our guest - "Ten Strategic Considerations for Employers, Insurers,Providers, Taxpayers and the Government". This important article has been cited by the Columbia Journalism Review as the most useful pieces on the healthcare reform story. Tom is a leader in accessing the future of healthcare reform, you don't want to miss this important podcast!
    June 26, 2012
    Join Bernie and Cindy for a discussion with Lenny Sanicola, World at Work, to discuss WellnessA - Holistic Approach to Employee Wellness and Well-Being.
    Businesses have increasingly embraced health and wellness initiatives as an effective and proven way to reduce healthcare costs and maintain a successful and productive workforce. Now, according to a WorldatWork survey of more than 475 large firms, companies are also recognizing the need for a more holistic approach to employee health that goes beyond weight loss, fitness and other physical wellness programs to include mental, emotional, financial, and even spiritual health. In this special broadcast of the Benefits Briefing radio program, guest Leonard Sanicola joins hosts Bernie and Cindy Hynes to discuss the most significant findings of the 2012 WorldatWork survey and the implications for Arizona businesses. The discussion is particularly timely, since June is National Employee Wellness Month.
    June 19, 2012
    The Future of Healthcare in Arizona from a Leading Insurer's POV - An Arizona Managed Healthcare Provider's Perspective on the Future of U.S. Healthcare.
    In this special broadcast of the Benefits Briefing radio program, Bret A. Morris, President of Health Net of Arizona, joins hosts Bernie and Cindy Hynes to discuss Health Net's goals in launching a new commercial HMO in partnership with Banner Health, the role of Accountable Care Organizations, and Health Net's perspective on the Arizona healthcare marketplace if the Patient Protection and Affordable Care Act (PPACA) goes into effect.
    May 22, 2012
    The Impact of Health Care Reform and New Government Regulations on the Future of Healthcare
    What are the implications for Arizona businesses if the Patient Protection and Affordable Care Act (PPCA) is upheld by the Supreme Court and fully implemented as planned? How are new rules for computing Medical Loss Ratios likely to affect the quality of care Americans receive and the continued viability of our health insurance system? Will the new health insurance exchanges mandated by the law enhance or restrict healthcare choices for individuals and businesses? In this special broadcast of the Benefits Briefing radio program, guest Janet Trautwein joins hosts Bernie and Cindy Hynes to examine the far-reaching effects of the PPCA and other government initiatives intended to reshape the healthcare marketplace, along with the impact of these changes on Arizona businesses and individuals.
    May 08, 2012
    Join Cindy & Bernie as They Welcome Lee Reynolds of The Standard
    May is Disability Awareness Month and Benefits Briefing is focusing on topics related to this important coverage. Tonight's show will focus on the disabled employee - what to do when an employee becomes disabled. We will discuss the first steps in working with an employee who becomes sick or injured. We will also discuss valuable disability provisions and what to look for you in your plan to take advantage of plan provisions that can make a difference in the claim payment process. Our guest is Lee R. Reynolds, the Employee Benefits Manager of The Standard Phoenix office.
    April 24, 2012
    10th Annual Study of Employee Benefits
    The 10th Anniversary Edition of MetLife's annual Study of employee Benefits Trends marks a decade of exploring an evolving benefits landscape from the point of view of employers and employees across all U.S. regions, industries and company sizes. Bernie and Cindy Hynes discuss highlights of this important study in this episode of Benefits Briefing. Employers continue to state as their key objectives to control costs, attract and retain employees and increase productivity. Even though these objectives are consistent over the last ten years, the strategies that employers use to carry out these objectives must flex with the times.
    April 04, 2012
    The Future of Family Practice Medicine
    Dr. Brian Dedinsky joins Bernie and Cindy to discuss the future of the family practice and the impact of the concierge model on physicians, patients, and the healthcare delivery system as a whole.
    March 27, 2012 Launches to Help Uninsured Arizonans!
    On Benefits Briefing, Michael Malasnik is our guest to talk about his new website This website is a great tool for anyone who qualifies for the PCIP (Pre-existing Condition Insurance Plan).
    March 13, 2012
    Spotlight Health Insurance and Medical Assistance Options Available to Disabled Arizonans
    Navigating the Maze: Health Insurance and Medical Assistance Options for Disabled Arizonans.
    March 02, 2012
    A Special Broadcast of Benefits Briefing with Stacy Hutton
    An ALS Family Story: How to Help Families and Caregivers Contending with Serious Illness.
    February 14, 2012
    Caregivers in the Workplace - Dealing with Long Term Illness in the Family
    February 10, 2012
    Arizona and the ACA - impact on Medicaid, Medicare and the Uninsured
    February 09, 2012
    Arizona Healthcare System at the Crossroads